Completing Goals

You've reached your goal when your current amount equals or exceeds your target amount. When this happens, you'll see:

• Progress bar turns green
• Progress bar fills to 100% (or beyond if you exceeded the target)
• A 🎉 Goal Achieved! message appears below the progress bar

This is your moment to celebrate - you've successfully reached your savings target!

Once you reach a goal, you have several options:

• Use the money - If you saved for a specific purpose (vacation, car), it's time to make that purchase!
• Keep saving - You can continue adding to the goal for extra cushion or reach a higher amount
• Increase the target - Edit the goal to set a new, higher target if your needs changed
• Delete the goal - Once the money is spent or transferred out, remove the goal

When you're ready to use the money you've saved:

1. Make your purchase or transfer the funds from the account where you contributed the money
2. Update your transaction records to reflect the spending (if it stays in your tracked accounts)
3. Go to Edit Goals and adjust the current amount to $0 (if you spent it all)
4. Or delete the goal entirely if you no longer need to track it

The goal itself doesn't automatically deduct from your accounts - it's a tracking tool. You manage the actual spending separately.

If you saved more than your target (for example, $5,500 when your target was $5,000):

• The progress bar will show over 100% completion
• The green color remains, confirming goal achievement
• You'll see amounts like "$5,500 / $5,000" showing you exceeded the target

This extra buffer is great! Use it to cover unexpected costs, save for a related purpose, or reallocate to another goal.

To remove a completed goal:

1. Go to the Goals page
2. Click Edit Goals in Quick Actions
3. Find the completed goal and click the trash icon
4. Confirm the deletion

Delete goals that you've fully spent or that are no longer relevant to keep your goals list focused on active targets.

After completing a goal, you might want to start a new one:

• Related goal - If you saved for a car down payment, now save for insurance and maintenance
• Next priority - Move to your second-highest priority goal
• Bigger target - Set an even more ambitious goal now that you've proven you can save

Successfully completing goals builds confidence and momentum. Use this motivation to tackle your next financial milestone!

You don't have to stop saving just because you reached your target. You can:

• Keep making contributions to the same goal for extra security
• Edit the goal to increase the target amount to a new milestone
• Leave the goal as "achieved" while you decide what to do with the money

For goals like emergency funds, it's common to keep contributing even after reaching your initial target to build a larger safety net.